Why does Peter NOT need to disclose this to his motor insurer?

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Peter currently has no penalty points on his driving licence, although he was convicted of a minor motoring offence eight years ago.

Why does Peter NOT need to disclose this to his motor insurer?
A . It represents a physical hazard.
B. It represents a moral hazard.
C. It is a spent conviction.
D. It is information that would not influence an underwriter.

Answer: C