Who has rulemaking authority for the Fair Credit Reporting Act (FCRA) and the Fair and Accurate Credit Transactions Act (FACTA)?

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Who has rulemaking authority for the Fair Credit Reporting Act (FCRA) and the Fair and Accurate Credit Transactions Act (FACTA)?
A . State Attorneys General
B . The Federal Trade Commission
C . The Department of Commerce
D . The Consumer Financial Protection Bureau

Answer: D

Explanation:

Reference: https://www.ftc.gov/enforcement/statutes/fair-accurate-credit-transactions-act-2003