Which of the following answers is CORRECT?

Paulette earns a modest income working as a delivery driver for FastFlowers Inc. in Quebec. The florist company has over 80 employees, 20 of whom are delivery drivers. The employees benefit from a group short- and long-term disability plan. One morning, while delivering flowers, Paulette’s truck is struck by a bus. Paulette is taken to the hospital, where a doctor deems that she will be unable to work for at least 4 months. Paulette contacts Jade, the human resources manager, to ask her who will pay her disability benefits.

Which of the following answers is CORRECT?
A . Employment insurance (EI).
B . Her group insurance.
C . Société de l’assurance automobile du Québec (SAAQ).
D . Commission des normes, de l’équité, de la santé et de la sécurité du travail (CNESST).

View Answer

Answer: B

Explanation:

Paulette is covered under her employer’s group disability insurance plan, which provides both short-and long-term disability benefits. Since her injury occurred while working, the group insurance provided by FastFlowers Inc. would be responsible for paying her disability benefits​. Group insurance plans typically cover workplace injuries for employees and compensate for lost income during recovery.

Although other options like the SAAQ may provide benefits for accidents involving vehicles, Paulette’s disability benefit is specifically covered under her employer’s insurance because it is job-related.