What is the impact of creating a Contact without a parent Account?

During the requirements gathering phase, the academic staff stated that students are independent of any Account or Company. The staff requested that the Contact’s Account field be blank and hidden on the page layout.

What is the impact of creating a Contact without a parent Account?
A . Contacts are private only to the record owner, and inaccessible to other users.
B. Contacts are at risk of ownership data skew, which may result in performance issues.
C. Contacts will require manually creating a related Affiliation record to enable sharing, adding more complexity.
D. Contacts are public to all users, potentially sharing sensitive data.

Answer: C