In respect of consumer insurance contracts, the duty of utmost good faith means that the

In respect of consumer insurance contracts, the duty of utmost good faith means that the
A . broker has a duty to the proposer to find the widest coverage at the best price.
B . broker and the insurer have a duty of confidentiality regarding contract information.
C . proposer has a duty to disclose all material facts relating to the contract.
D . proposer and the insurer have a duty to deal honestly and openly in negotiations leading to formation of the contract.

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Answer: D