Exam4Training

ERISA fiduciaries must adhere to the following prudent procedures:

ERISA fiduciaries must adhere to the following prudent procedures:

– establish a written investment policy for the plan

– diversify plan assets

– make investment decisions with the skill and care of a ________

– monitor investment performance

– control investment expenses

– avoid prohibited transactions
A . member
B . supervisor
C . prudent expert
D . none of these answers
E . trader

Answer: C

Explanation:

These procedures are stipulated under the detailing of ERISA fiduciary duties, to ensure that the fiduciary complies with the duty to act with prudence. Under ERISA, the fiduciary is held to a higher standard than the Prudent Man Rule. The ERISA fiduciary needs to be as prudent as the average expert, not simply as prudent as the average person.

Exit mobile version