CII E05 Examination element of M05 Insurance law Online Training
CII E05 Online Training
The questions for E05 were last updated at Nov 19,2024.
- Exam Code: E05
- Exam Name: Examination element of M05 Insurance law
- Certification Provider: CII
- Latest update: Nov 19,2024
The final court of appeal for a number of commonwealth countries is the
- A . Crown Court.
- B . High Court.
- C . Judicial Committee of the Privy Council.
- D . Supreme Court.
The Marine Insurance Act 1906 is an example of
- A . a codifying act.
- B . delegated legislation.
- C . international legislation.
- D . a retrospective act.
A ‘litigation friend’ (‘next friend’) is responsible for litigation costs awarded against a claimant who is a
- A . bankrupt.
- B . company.
- C . partnership.
- D . minor.
The rule in Rylands v Fletcher may apply when there is
- A . a defamatory statement.
- B . fault or negligence by the defendant.
- C . a negligent misstatement.
- D . an escape of a dangerous thing from the defendant’s land.
For which tort is the claimant never required to prove that he has suffered loss or damage?
- A . Negligence.
- B . Nuisance.
- C . Slander.
- D . Trespass.
Katy’s mother bought her an iron, which turned out to be defective and caused a fire. It resulted in damage to Katy’s personal property amounting to £500 and also caused severe burns to Katy’s right hand.
In order to achieve a recovery at law, which legal action should be pursued?
- A . Katy’s mother should sue the seller in tort based on the principle of negligence.
- B . Katy should sue her mother based on the principle of vicarious liability.
- C . Katy should sue the manufacturer based on the provisions of the Consumer Protection Act 1987.
- D . Katy should sue the seller for breach of contract in selling a defective electrical product.
An insurance policy would be illegal and void if it is
- A . an employer’s liability policy for a company without any employees.
- B . a household contents policy insuring a gun collection.
- C . a products liability policy covering fines for health and safety breaches.
- D . a marine cargo policy taken out by a person who is not the owner of the cargo.
With regard to formation of a contract, consideration must always be a
- A . benefit to the person receiving it or a detriment to the person giving it.
- B . detriment to the person receiving it or a benefit to the person giving it.
- C . benefit to both the person giving it and the person receiving it.
- D . detriment to both the person giving it and the person receiving it.
Adam had a contract with a specialist storage company to store some valuable paintings, but damp storage conditions resulted in damage to the paintings. Although Adam’s contract did NOT expressly state the storage requirements had to be suitable, he successfully sued the storage company on the basis that the contract terms were implied
- A . by custom.
- B . by promissory estoppel.
- C . in fact.
- D . in law.
An insurance broker grants cover for motor insurance to a 21-year-old proposer. However, the broker’s authority is restricted to only granting cover to drivers aged 23 years and over.
What basis, if at all, is the insurer bound to cover the 21-year-old?
- A . Agency by estoppel.
- B . Apparent authority.
- C . Implied actual authority.
- D . The insurer is not bound.