A proposer for property insurance did NOT inform the insurer that his business premises were protected by a burglar alarm. What are the implications, if any, of this omission once the insurer is on risk and the premium is paid?

A proposer for property insurance did NOT inform the insurer that his business premises were protected by a burglar alarm. What are the implications, if any, of this omission once the insurer is on risk and the premium is paid?
A . None, as it is a factor that lessens the risk.
B . The insurer is obliged to refund a proportion of the premium.
C . The insurer can avoid the policy for non-disclosure.
D . The insurer is obliged to quote revised premium terms to the proposer.

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Answer: A