Which are check tempering frauds in which an employee prepares a fraudulent check and submits it usually along with legitimate checks to an authorized maker who signs it without a proper review?

Which are check tempering frauds in which an employee prepares a fraudulent check and submits it usually along with legitimate checks to an authorized maker who signs it without a proper review?
A . Endorse check scheme
B . Legitimate check scheme
C . Payable check scheme
D . Concealed check scheme

Answer: D

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