Which of the following laws is NOT relevant to this use case?

A U.S. mortgage company developed an Al platform that was trained using anonymized details from mortgage applications, including the applicant’s education, employment and demographic information, as well as from subsequent payment or default information. The Al platform will be used automatically grant or deny new mortgage applications, depending on whether the platform views an applicant as presenting a likely risk of default.

Which of the following laws is NOT relevant to this use case?
A . Fair Housing Act.
B . Fair Credit Reporting Act.
C . Equal Credit Opportunity Act.
D . Title VII of the Civil Rights Act of 1964.

Answer: D

Explanation:

The U.S. mortgage company’s AI platform relates to housing and credit, making the Fair Housing Act (A), Fair Credit Reporting Act (B), and Equal Credit Opportunity Act (C) relevant. Title VII of the Civil Rights Act of 1964 deals with employment discrimination and is not directly relevant to the mortgage application context (D).