Who has rulemaking authority for the Fair Credit Reporting Act (FCRA) and the Fair and Accurate Credit Transactions Act (FACTA)?

exams CIPP-US V1 CIPP-US exam 0 Comments

Who has rulemaking authority for the Fair Credit Reporting Act (FCRA) and the Fair and Accurate Credit Transactions Act (FACTA)?
A . State Attorneys General
B . The Federal Trade Commission
C . The Department of Commerce
D . The Consumer Financial Protection Bureau

Answer: D

Explanation:

Reference: https://www.ftc.gov/enforcement/statutes/fair-accurate-credit-transactions-act-2003