Who has rulemaking authority for the Fair Credit Reporting Act (FCRA) and the Fair and Accurate Credit Transactions Act (FACTA)?

Who has rulemaking authority for the Fair Credit Reporting Act (FCRA) and the Fair and Accurate Credit Transactions Act (FACTA)?
A . State Attorneys General
B . The Federal Trade Commission
C . The Department of Commerce
D . The Consumer Financial Protection Bureau

View Answer

Answer: D

Explanation:

Reference: https://www.ftc.gov/enforcement/statutes/fair-accurate-credit-transactions-act-2003