Which scenario is a use case for the Wait step?

Which scenario is a use case for the Wait step?
A . The customer cannot complete an application for a checking account until a bank representative reviews their credit report.
B. An agent needs to send a confirmation email to an insured customer after they complete a form.
C. A payroll user cannot process a salary increase until the department manager approves the increase.
D. The customer needs to log in to their account before receiving a membership discount on an online purchase.

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Answer: A